Rates

TEFCU offers a competitive selection of savings and loan rates. Find the low rate you're looking for below.

Effective as of: 04/12/2024

CERTIFICATE RATES
A Share Certificate is a type of deposit account that pays higher interest than regular savings. These accounts are a good way to lock in a specific dividend rate for a set period of time. Early withdrawal penalties apply, so use these accounts to earn higher dividends on money you can afford not to touch for the term of the certificate.

WE OFFER 12-60 MONTH CERTIFICATES (Best for earning higher dividends than savings accounts)
$500.00 TO $25,000.00
12 MONTHS	4.05%
24 MONTHS	4.05%
36 MONTHS	4.05%
$25,000.00 TO $75,000.00
12 MONTHS	4.10%
24 MONTHS	4.10%
36 MONTHS	4.10%
48 MONTHS	4.10%
60 MONTHS	4.10%
$75,000.00 AND UP
12 MONTHS	4.20%
24 MONTHS	4.20%
36 MONTHS	4.20%
48 MONTHS	4.20%
60 MONTHS	4.20%
^*APY=Annual Percentage Yield. All rates and yields are anticipated and variable, unless otherwise stated, and may be adjusted without prior notice. Certificate accounts with a specific term earn the opening APY until the end of the term, unless otherwise specified. All certificate APYs assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Penalties for early withdrawal. Penalties and fees may reduce principal and earnings. All rates, terms, services and conditions are subject to change without notice. Certificate will automatically renew into like term at the prevailing rate. Federally insured by NCUA.