Rates
TEFCU offers a competitive selection of savings and loan rates. Find the low rate you're looking for below.
Loan Rates Savings/Checking Rates Certificate Rates
Effective as of: 01/15/2025
| Savings/Checking Rates | ||||
| A well defined savings plan can do a great deal for your financial outlook. Life is full of surprises — both good and bad, so let TEFCU help you build the savings plan that's right for you. Whether you want to build an emergency fund, save for the holidays or plan for a special vacation, our goal is to set you on the right path. | ||||
Best for | Standard Savings Account | Save for Vacation and Holiday Expenses | Ages Birth Through 18 | Standard Savings Account |
Standard Savings | Holiday/One Year Clubs | Youth Savings | Standard Checking | |
Dividends | Earn dividends on min. balance of $100.00. | Earn dividends on min. balance of $100.00. | Earn dividends on min. balance of $5.00. | Earn dividends on min. balance of $100.00. |
Initial | $5 minimum | $5 minimum | $5 minimum | N/A |
Monthly Fee | N/A | N/A | N/A | N/A |
Balance Requirement | $5 minimum | $5 minimum | $5 minimum | N/A |
Checking Overdraft Protection | Yes | N/A | N/A | N/A |
Dividend | .15% | .15% | .15% | .05% |
APY | .15% | .15% | .15% | .05% |
